Small team, big capacity

Between us we have a wide range of expertise and experience. We choose to stay small because we want to get to know you, face-to-face. We want to understand exactly what your needs are and what is important to you. And we want to make superannuation easy for you.

What you will you get

You will get a team:

  • that you can trust – collectively our experienced young team offers a wide range of qualifications and skills rare in
    regional Victoria
  • that is committed to getting to know you and your needs personally – where the advisor you know is the advisor you get
  • that is nimble enough to respond to changes – so that you always get the best possible up-to-date advice
  • that is here to stay and here when you need us
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    Raj Muker

    Raj Muker Director

    Dip Financial Planning

    The founder of Sterling Financial, Raj specialises in all aspects of superannuation including Self Managed Super Funds (SMSF), retirement planning and investment strategies. He is passionate about building and managing his clients’ portfolios to meet their individual needs. Raj is a highly experienced financial advisor having worked in the finance industry for more than 30 years. Raj and his young family have lived in Ballarat for more than 40 years and he loves being actively involved in the community.

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    Daniel Radcliffe

    Daniel Radcliffe Director

    BSc (Statistics)/BCom (Melb), Actuary, CIMA*

    Daniel specialises in investment analysis and portfolio management. He is passionate about getting to know his clients’ needs and applying his strong investment knowledge to manage their SMSF. Daniel brings strong institutional experience rare in regional Victoria. He worked as an investment analyst with Frontier Investment Consulting and Russell Investment Group and as an assistant portfolio manager at Victorian Funds Management Corporation. Daniel also previously worked for two years with the Sterling Financial team and, in 2011 after 15 years studying and working in Melbourne, he chose to return to work and live in Ballarat.

    *Certified Investment Management Analyst